Insurance 101 - Understanding what you are actually paying for
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Taught by Bill Barnes, owner of Barnes Insurance Group, this class explains what you are actually paying for in your home, auto, and umbrella insurance policies. It breaks down coverage types, limits, deductibles, and exclusions in clear, practical terms—so you understand not just what you have, but why it matters. You’ll also learn why rates can increase even when you haven’t filed a claim. Bring your insurance information and get to know your policies better!